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FAQ

  • What are our fees?

    Our fees are paid directly by our wholesale partners, making our services free to the business owner. Many brokerage firms charge additional fees directly to the business which is frowned upon in the industry. Lenders provide an offer based on their underwriting to ensure that it is an affordable loan/advance, which does not take into account outside fees charged by the broker. In fact, most partnership agreements strictly forbid this practice.

  • How did we find you?

    In most cases, many people have found you and very few will take the time to explain why. When a lender issues capital to a business, whether it be a BLOC, Business Loan, Equipment Lease, or Cash Advance - a UCC-1 is typically filed in the state of which the business is located. The UCC-1 is filed with the Secretary of State and is public information. It essentially indicates that there is a form of corporate debt owned by the business to the lender (to protect lender). Most brokers target businesses who have utilized outside capital, as they are more likely to secure additional capital (statistically speaking) or “do it again” in Lehman’s terms.

    It is for this reason that we prefer to work with wholesale providers who do not file a UCC or refrain from doing to unless the business defaults on the loan/advance. This helps to suppress the number of incoming solicitations and may even eliminate the vast majority of them over time. While your business information may already be on a list that has been purchased by many firms, these lists are turning over each year. So long as we keep you off of any new list, you might actually be able to get some work done (speaking to those who receive numerous calls, each day).

  • Is Crowne & Company a Direct Lender?

    While Crowne & Company reserves the right to invest in the loans issued through our firm, we are not engaged in “Direct Lending” to any capacity. Our reason for avoiding such activity is to preserve the integrity of our firm at the retail level. Our ideology suggests that the party representing your business is responsible for providing you with unbiased advice, and putting the best interest of your business above any particular lender. Tough to do when they themselves, are a lender.

  • What are our Restricted Industries?

    Adult Entertainment/Materials, Bail Bonds, Check Cashing, Collection Agencies, Escort Services, Factoring Organizations, Firearms Sales, Fraternity/Sorority, Gambling Establishments, Mortgage Lenders, Mortgage Reduction Services, Non-Bank Cash Advances, Pawn Shops, Political Campaigns/Candidates/Committees, State & Government Agencies, and Virtual Auction Houses.

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CROWNE & COMPANY. MIAMI BASED. NATIONAL REACH.

© 2017 Crowne & Company LLC.

Business Loans provided by third parties and subject to lender approval.